Your Crypto Winter 2023 Short Course is Here! Register now.

Register today to participate in this seven lesson short course that expands on last week’s one hour Crypto Winter Compass™ Masterclass. You’ve got questions. I’ve got answers. And resources, best practices and tools to help you thrive in all markets.

Look inside the course (hosted in our Mighty Networks Private Community):


Lesson 1: 1/9

In this lesson, you will learn about the findings of recent surveys of Black crypto investors and other historically marginalized populations, and gain insight on why black investors and young investors over index in crypto investment but under index in more traditional investments. 


Lesson 2: 1/10

In this lesson, we’ll cover ways to invest responsibly in a balanced and prudent approach and how to avoid scams and predatory practices in the crypto space. 


Lesson 3: 1/11

We’ll cover updated guidance on crypto self-custody and comparing crypto wallets, exchanges, and securing private keys, seed phrases and hardware. Don’t worry if you don’t know what these terms mean. By the end of this short course, you will.


Lesson 4: 1/12

You will learn about the latest ways to earn crypto passively and super charge the power of your virtual currency assets.


Lesson 5: 1/13

Did you know there are over 22,000 (yes, twenty two THOUSAND) different types of crypto crypto coins and tokens? You will learn best practices for how to vetting crypto with purpose, to better understand the different types of crypto and make better informed decisions and you develop a buy, hold (or “HODL”), lend, and sell plan based on your financial goals.


Lesson 6: 1/14

In this lesson, you will learn all about NFTs (non-fungible tokens) and the future of creativity for creatives, collectors and investors.


Lesson 7: 1/15

Finally, on day seven we’ll review what you’ve learned, and you will complete your action checklist to celebrate the shift to right action you have already taken and then commit to the three actions you will take to ensure you are closer to your goals to get in and win in the new economy.


A seven-day challenge with accessible bits of information. Short, easy wins. And the momentum (and support) you need for your continuing crypto education journey. The basic course is free. Upgrade to be invited to live a live coaching call and email Q&A support for just $99.

I am excited to work with you and help you thrive in the future of money. You CAN do this. I can help.

Let’s grow!
Dr. Tonya Evans

Prepare Your Workforce and Clients for the Future of Wealth and Work

Experts agree that reskilling and upskilling your workforce increases retention, productivity and your competitive advantage. But with so many carnival barkers in the emerging virtual currency asset class screaming “ALL CRYPTO” or “NEVER CRYPTO”, it’s impossible to separate fact from fiction (and fraud).

Until now.

You’ve come to the right place if you’ve wanted to want to remain competitive, relevant, productive, you’ve been wading through the deluge of information on cable news, social media and YouTube University. There’s a lot of fear, uncertainty and doubt about crypto assets and the broader macroeconomics outlook, and you don’t want to lose the wave of innovation momentum BUT you also don’t want to drown or swept away by the strong under toe of misinformation. 

I am just like you. I used to believe innovation in finance and business was too complicated, too confusing and WAY too risky. But I invested 10,000+ hours of time and fell down countless rabbit holes in search of a way to empower others to learn from my experience. Then I developed the first blockchain, cryptocurrency and law online certificate program offered by a law school in the world. And then I created the Advantage Evans Academy to empower historically marginalized people left behind in the dot com era, but ready to position themselves on the leading edge of innovation and opportunity.

Bottom line? I’ve worked hard to make it all make sense, so you don’t have to.

Consider me your lifeboat to ensure your company not only survives this tidal wave of change in the future of work and wealth, you THRIVE! You need an unbiased, supportive and straightforward way to learn how to succeed at the intersection of law, business and technology and to develop the type of opportunity, sustained growth and impact only available to the most savvy, forward-thinking leaders.

Let’s talk. Inquire about booking me for your next corporate training.

A Message to Community-Based Banks: Evolve and THRIVE

November 30, 2022 Copyright 2022. Tonya M. Evans. All rights reserved.

Evolve or die. That has been a consistent and persistent thread running through messaging from staunch crypto advocates regarding the disruptive purpose and impact of bitcoin and the over 22,000 different types of native crypto coins and tokens in the decentralized finance (defi) ecosystem. The point is well made and correct. But I think the fear-based framing is counter-productive and misses the incredible opportunities community banks (publicly or privately owned by local community members) and credit unions (privately owned by its members) can provide in the form of better, faster, less expensive and more creative savings and loans products and features that provide greater access to banking.

Although it is true that with every passing day fintech companies, digital banks, and crypto assets, become more ubiquitous as more investors and consumers access these alternatives to traditional banking and capital asset accumulation. These technological advances in finance continue to create a customer service issue for traditional financial entities (tradfi) because some consumers—especially those who have been historically marginalized—see fintech and blockchain-enabled banking solutions more viable as an alternative to the legacy banking system.

For example, an annual Black Investor report published by Ariel Investments and Schwab, one-quarter of Black Americans (25%) currently own cryptocurrency, and among Black investors under 40, that figure jumps to 38%. Black investors are more than twice as likely to say cryptocurrency was their first investment (11% of Black investors compared to 4% of white investors).

What is a Community Bank?

Community banks are smaller banking institutions (fewer than one hundred branches) devoted to nurturing relationships and prioritizing community care, impact and involvement to provide stability and opportunity to individuals and businesses within a specific local or regional area. Contrast Community banks like credit unions with super-regional banks like PNC and Truist Financial and mega-banks like Bank of America and JPMorgan, that began to proliferate in the late 1990s.

Palm-Powered Banking

With the increased demand for 24/7/365 access to a variety of banking services (and assets) and the ability to review, move, and manage value digitally on feature-rich platforms quickly and securely.

Banks (and the agencies charged with disclosure, compliance, and consumer protection oversight) that are ready, willing, and able to commit time, talent, and resources to reskill and increase digital and new technologies competency, will also be poised to increase positive relationship-based impacts for customers in the communities in which they serve.

Evolve and thrive.